ОБНАРУЖЕНИЕ МОШЕННИЧЕСТВА С КРЕДИТНЫМИ КАРТАМИ С ПОМОЩЬЮ МАШИННОГО ОБУЧЕНИЯ: ЭКСПЕРИМЕНТАЛЬНЫЙ ПОДХОД
Аннотация
Цель – предложить экспериментальный способ создания ML-решений проблемы обнаружения мошенничества с кредитными картами.
Метод или методология проведения работы: в статье использованы методы машинного обучения (ML) и интеллектуального анализа данных.
Результаты: в статье было показано, что методы машинного обучения (ML) и интеллектуального анализа данных эффективны в повышении точности обнаружения мошенничества. В исследовании предлагается экспериментальный способ создания ML-решений проблемы, направленных на минимизацию финансовых потерь путем мониторинга поведения клиента при использовании кредитных карт. Модель тестируется на общедоступном наборе данных, доступном для исследовательского сообщества с точки зрения точности обнаружения.
Область применения результатов: на практике полученные результаты целесообразно применять при планировании эффективных стратегий выявления мошенничества в кредитных картах.
Скачивания
Литература
References / Список литературы
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