ПРОБЛЕМЫ И СПОСОБЫ ИСПОЛЬЗОВАНИЯ КРИПТОВАЛЮТЫ В РОССИЙСКОЙ ФЕДЕРАЦИИ

Аннотация

This article examines the problem of perception of a new type of electronic money – cryptocurrencies, and also the incorrect interpretation of digital financial assets, the main problems and the possibility of using a new type of financial asset. The purpose of this paper is to study the main problems and ways of using cryptocurrencies in the national economy. Considered the types of cryptocurrencies, distinctive features and structure of popular cryptocurrencies. The problem of perception of a new type of electronic money is considered, also studied the main problems and the possibility of using a new type of financial asset. Described in the detail the ways of using cryptocurrencies. There are given a comparison centralized and decentralized forms of electronic digital assets. Presented the experience of companies that have begun to introduce blockchain and cryptocurrencies into their business processes, as well as an active transition to digital financial assets.

Purpose: To examine the main problems and ways of using cryptocurrencies in the national economy and to present recommendations for their prospective use. Research method: analysis and synthesis, method of generalisation, tabular method.

Research method: method of analysis and synthesis, method of generalization, tabular method.

Results: the paper describes the current state of use of cryptocurrencies and other crypto instruments in the global and Russian economies and gives an overview of the main problems associated with their use. The reasons for these problems are also described.

The results can be used for further theoretical justification of the nature of cryptocurrencies as an innovative economic tool. In addition, they can be useful for states, businesses and individuals in terms of choosing the optimal model of using cryptocurrencies in economic activity.